I mulch the leaves also, using my walk-behind Toro. It does a good job. Usually have to do the heaviest areas about two or three times over a couple of weeks.
I'm sure most already know, but if you can, wait until the leaves are fairly dry before mulching. There is much less of a chance of leaving bunched areas of partially mulched leaves.
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Cub Cadet 129
48" deck - grass mowing
38" deck - backup deck
42" front blade
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