Hi Billy!
The product that you are looking for is not really gear oil .I think it is called Hy -Tran . I have a 104 since '72 when I bought it used and I've never changed it the tractor is old enough and that stuff is suppossed to be good enough that I'm almost scared to change it.
If one of the forum cub masters say something else so be it . One repair guy told me not to worry about a change and when you find it and price it you may feel the same it ain't cheap. good luck
garden trac 104
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