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#1
06-24-2015, 10:37 AM
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It's a good day to rid yourself of debt!
I know it's not quite Cub related but I had to share! I'm excited today because, for the first time since I've been 18, I no longer have a vehicle payment (not 100% accurate, there was a period of about a month or two when I paid off my last car but then I dove right back into the American debt pool). Been putting away extra every month and that allowed me to pay off my truck 9 months early! Think I'll have a celebratory cold one tonite in honor
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-Ryan
  
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#2
06-24-2015, 11:04 AM
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Congratulations. It feels good to be able to actually save and manage your finances, doesn't it. Not having to worry about money day an night is also a big plus.
I've been debt free since 2012. It's great. (no monthly payment, no mortgage(paid off early), just my monthly utility bills, property rent(tax), insurance, and food/fuel expenses. At least I have something left over to save now.
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Cub Cadet 129 48" deck - grass mowing 38" deck - backup deck 42" front blade
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#3
06-24-2015, 05:51 PM
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Paying off a vehicle sure does feel good, right there with ya. Now if I could just put a dent in the mortgage and the student loans!
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Ian Mine: 72 w/ k301, 3 125's, 1 w/ hydro lift, 38,42, & 2 48 decks, 2 42 front blades, QA-36a & QA-42a thrower, tiller, lo-boy 154. Also, LOTS of parts. family's:2 105's, 2 106's, 149, 2 lo-boy 154s, Farmall Cub. Non-IH: 1940 JD Model A, 1954 JD 40 U, 1955 JD 40 Crawler, 2 1956 JD 420 U's, both w/ Henry Loader and Backhoe. JD 110. Wheel Horse (model unknown.) Power King 1614. We love our tractors! 
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#4
06-24-2015, 06:03 PM
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I recently paid off my truck too. Just in time to spend money to refurbish my 100. It's the first time since about 2002 that I haven't had a payment on my vehicle.
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Adam 1964 Model 100 w/ K301 12hp and custom hydraulics 1972 Model 149 turned 129 w/ K301 12hp, triple hydraulics, 66 series clone
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#7
06-24-2015, 08:39 PM
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Haven't had a truck/car payment for a few years. Still don't have extra money! Lol I'm working a partime job saving that for wife's new SUV. That plus our tax returns for last few years will go to that next spring. Shhhhh I do dip into it sometimes for misc cub parts and tools! I worked for it! Lol we refinanced the house a couple years ago and it will be paid off in 9 years. Not sure what SUV we'll get just been looking for now.
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Brian April 1979 1200 Quietline 44A deck 1988 1211 customized into a 1288 with a K301AQS 38C deck and a 1864 54” deck . Snow blades 42" and 54" . Brinly disk, brinly plow a cultivator and a $5 brinly yard rake! 
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#8
06-24-2015, 09:46 PM
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Thanks guys, it's a great feeling to be debt free (except for you know, the house payment)!
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-Ryan
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#9
06-24-2015, 11:52 PM
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Congratulations Ryan! My advice, for what it is worth, is to take whatever your payment was and stash it back into an escrow account or some hidden account so that you are still in the habit of making the payment. Then when it comes time to purchase a new(er) vehicle, you will have a sizeable down payment and will still be in the habit of making payments. I paid my truck off early and did not have any vehicle payment for 8 years. Then, time for another truck and I have been living tight ever since, despite paying off one house and paying the other one down while working two jobs for the past 15 years. If nothing else, that extra savings can be used while you are "cub scouting".
Cub Cadet 123
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Still don't know what I'm doing in OHIO?.....If you find me, then please point me back toward INDIANA.
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#10
06-25-2015, 12:09 AM
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Good job Ryan. Sounds kind of UnAmerician though
I can't keep ahead of my wife who thinks there is a money tree out back of the shop
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Terry O,100,72,102,123,104,124,105 125,129,149,1200,982 (2)2182s w/60in Habans 3225
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Cub Cadet is a premium line of outdoor power equipment, established in 1961 as part of International Harvester. During the 1960s, IH initiated an entirely new line of lawn and garden equipment aimed at the owners rural homes with large yards and private gardens. There were a wide variety of Cub Cadet branded and after-market attachments available; including mowers, blades, snow blowers, front loaders, plows, carts, etc. Cub Cadet advertising at that time harped on their thorough testing by "boys - acknowledged by many as the world's worst destructive force!". Cub Cadets became known for their dependability and rugged construction.
MTD Products, Inc. of Cleveland, Ohio purchased the Cub Cadet brand from International Harvester in 1981. Cub Cadet was held as a wholly owned subsidiary for many years following this acquisition, which allowed them to operate independently. Recently, MTD has taken a more aggressive role and integrated Cub Cadet into its other lines of power equipment.
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